Buying guide
Buying Property in Lagos: A Practical Guide for Discerning Buyers
MiliaRealty · 2 September 2026
Lagos is one of West Africa's most dynamic property markets, and for buyers of premium homes it rewards a careful, informed approach. Here is what matters most.
Verify the documentation first
Before anything else, confirm the property has clean, verifiable title. Ask about the Certificate of Occupancy (C of O), any Governor's Consent on prior transfers, and a registered survey plan. A proper due-diligence check, ideally with a solicitor, protects you from the most common pitfalls.
Choose the right neighbourhood
Each premium Lagos address has its own character:
- Ikoyi offers established prestige and central convenience.
- Banana Island is the city's most exclusive, gated enclave.
- Lekki brings newer, more spacious contemporary homes.
- Victoria Island blends residential and business energy.
The right choice depends on your lifestyle, commute and long-term plans.
Look beyond the listing
For luxury homes, confirm the essentials that define daily comfort: reliable power and water arrangements, estate security and management, service charges, and the quality of construction and finish. These often matter more than headline features.
Work with a selective advisor
A good advisor shows you fewer, better residences, and tells you honestly what to consider. At MiliaRealty we represent a curated collection and guide you from first viewing to acquisition.
If you are considering a move in Lagos, we would be glad to arrange a private introduction to what is available.